Chartered Professional Accountants · Markham, Ontario
Strategic Tax Planning.
Wealth Preservation.
Long-Term Growth.
We help business owners, entrepreneurs, high-net-worth individuals and families navigate complex tax matters, protect their wealth and build lasting financial legacies.
Our expertise spans corporate tax strategy, wealth structuring, real estate investments, estate and succession planning, CRA audits, non-resident tax issues, and Canada–US cross-border taxation.
We believe exceptional tax advice should be proactive, personal and accessible. That’s why we offer transparent, fixed-fee engagements and unlimited consultations for our ongoing advisory clients.
Our practice areas
Four areas, one team. Most clients come to us for one and stay for the rest.
Corporate and small business
Year-round accounting and tax for owner-managed corporations and sole proprietors.
- Year-end financial statements and T2 corporate returns
- Bookkeeping, payroll and HST, in your cloud software
- Owner pay: salary, dividends and shareholder loans
- Holding companies, restructuring and planning for a sale
CRA reviews, audits and advisory
Led by a former CRA auditor and criminal investigator, with two more former CRA auditors on the team.
- Desk reviews, audits and requests for information
- Notices of objection and appeals
- Voluntary disclosures and unfiled years
- Payroll, HST and collections matters
Real estate tax
For investors, landlords, builders and realtors, from one rental to a portfolio.
- Rental income, expenses and capital cost allowance
- Flips, new builds and HST on residential property
- Real estate corporations and the right structure to buy in
- Selling: capital gains, the principal residence exemption and timing
Non-resident tax and Canada–US cross-border issues
For non-residents with Canadian income or property, and for anyone with tax ties to both Canada and the US.
- Non-resident returns: Section 216 rental returns, NR4s and clearance certificates on a sale
- Moving to or leaving Canada, and departure tax
- US returns and FBARs for Americans in Canada, prepared alongside the Canadian return
- US companies and US property owned from Canada
Also: trusts and estates, crypto taxes, and US corporate tax. All services
Why Real File
We’ve sat on the other side of the desk.
Allen Ming started in audit at Deloitte close to three decades ago. David Puotinen spent 14 years at the CRA as an auditor and criminal investigator, and Bruce Wong and Johnny Ardizzi are former CRA auditors. We prepare every file knowing how it will be read.
2027 filing season: the dates that matter
Updated November 2026How it works
Book a consultation
45 minutes, in person or by video, in English or Chinese. $250, credited in full if you go ahead.
Get a written plan
What needs to be done, by when, what’s at risk, and a fixed-fee quote.
We do the work, and stay on call
Filings done on time, and unlimited questions through the year.
What clients say
“I used to do all my own taxes, and I didn’t realize how much I have been missing… My real estate business is much better financially since I switched to Real File CPA!”
“Not only do they get my corporate and personal tax work completed, their monthly payment structure that includes an advisor service to answer questions and pre-plan expenditures… is fantastic.”
“Professionalism, expertise and empathy that will all exceed expectations and provide you with strong results and confidence.”
中文服務
公司及小企業會計報稅、CRA 審查與稽查、房地產稅務、加美跨境報稅。廣東話服務，普通話服務 2027 年 1 月起。
All four practice areas, in Chinese. Cantonese now; Mandarin from January 2027.
Tell us what’s going on.
A year end, a CRA letter, a property sale or a move: we’ll tell you what it needs and what it will cost.